Financial brokers

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Join us on our growth journey

BFS is one of Ireland's largest independent SME funders, offering flexible, tailored finance solutions to businesses located in Ireland. We are proud to have established strong partnerships with the Strategic Banking Corporation of Ireland and Permanent TSB.

We have a positive culture, a passionate and experienced new business development team, and a product range that enables us to unlock value for you and your clients. With over €1 billion of funding available, as well as the risk appetite and operational support to help Irish SMEs, we're open for business!

If you don't currently have a point of contact at BFS, we'd love to hear from you in Ireland. Find out more about partnering with us and request a call back using the form below.

Already an introducer with us?

To help you and your clients, we are actively enhancing the content that we provide you.

To connect you with content that we think will be useful, this dedicated page contains client case studies, product resources and the latest news and market insights.

Why partner with us?

Our partners receive commission on new client relationships introduced to us. Alongside the commercial advantages of partnering with us, here are some other key benefits.

Relationship focused


You’ll be assigned a dedicated sales contact who will be in touch regularly, so you’ll know who to call when you’ve got a suitable client.



We’re a trusted, professional financial partner funding businesses for four decades. We support more than 9,000 businesses throughout Europe and Asia, in 300 industry sectors.



As a family owned, independent funder, we have the flexibility to tailor to the needs of both you as a partner and your client.

Meet the team

You’ll be supported by our friendly and approachable team of experienced business development across the island of Ireland.

Stephen McCarthy

Stephen McCarthy

Head of Business Development – Munster

Stephen has over 30 years Invoice Finance experience supporting a range of SMEs with working capital and cashflow solutions, import and export facilities, funding M&As and various contractual debt.

Ala Browne

Ala Browne

BDM – Greater Dublin Area and East

Ala has over 15 years’ experience in financial services, having worked in Business Banking at AIB prior to joining BFS. He specialises in bespoke packages, offering structured finance solutions for complex and/or distressed situations.

Ala Browne

Carmel Mulroe

BDM - West, Midlands and Northern Ireland

Carmel has over 20 years’ experience in financial services and having previously worked in Ulster Bank within various business banking and commercial finance for SMEs. She has expertise in supporting a range of Working Capital & Cashflow transactions to facilitate growth and expansion.

Our solutions

As well as providing a range of standalone finance solutions, we can also provide your clients with Asset Based Lending (ABL) packages to maximise the support we can make available. Plus, our Bad Debt Protection gives your client peace of mind by protecting their business against the impact of a customer’s insolvency or inability to pay.


Cashflow and working capital

Invoice Discounting

Gives your client more immediate access to cash tied up in unpaid invoices. Your client retains responsibility for credit control.


Gives your client more immediate access to cash tied up in unpaid invoices. We handle your client’s credit control.


Supporting International trade

Export Finance

Helps exporters better manage overseas relationships, bridging the gap between raising an invoice and getting paid. Our specialist team provide language, currency, time zone and legal support.

Trade Finance

Works alongside Invoice Financing to support your clients through the whole trade cycle, from initial order to customer payment.

A snapshot of our clients

Product: Recourse Factoring with Bad Debt Protection
Funding line: €5 million
Sector: Engineering
Region: Kerry

We funded our client who provide labour through sub-contract work in the engineering sector with a €5 million facility in place in order to help finance their business expansion and place an additional 350 staff across Ireland. With Bad Debt Protection on this facility our client is protects up to 90% of the value of invoices and is safeguarded them from the risk non-repayment.

Product: Confidential Invoice Discounting
Funding line: €1.8 million
Sector: Air conditioning and maintenance business
Region: Co. Dublin

With our partner PTSB, we provided our Dublin-based client with a €1.8m confidential invoice discounting facility to help fund an MBO having recently switched from Ulster Bank when they exited the Irish market in 2021.

Product: Confidential Invoice Discounting
Funding line: €350K
Sector: Hospitality Sector refrigeration services
Region: North Dublin

Founded in 1990, our client had built up years of experience and a strong industry reputation. When the opportunity arose to continue their commercial growth through the acquisition of another business, we put in place a 350k facility for them to ensure steady cashflow in their existing business and support their expansion.

Product: Confidential Invoice Discounting
Funding line: €2 million
Sector: Cosmetics manufacture and wholesale
Region: Dublin City

We provided our client, an award-winning Irish cosmetics brand, with a €2m facility to keep up with explosive wholesale demand and growth of the business, including additional retail outlets. With our partner PTSB, we have helped our client progress with further expansion on a global basis, and at their own pace too.

Product: Invoice Discounting
Funding line: €3 million
Sector: Recruitment
Region: North County Dublin

Our client is in recruitment and works to place staff predominately in healthcare and hospitality. Following a recent MBO, our €3m facility has provided a steady working capital solution, and allowed them to continue placing staff across the country. For added peace of mind, they added Bad Debt Protection across their debtors ledger to protect against debtor insolvency and non-payment.

Product: Invoice Factoring
Funding line: €250K
Sector: Transport and logistics
Region: Meath

We provided our client with a 250k factoring facility to help our client with their working capital requirements following their business growth post Covid-19 and to meet their increased business costs since Brexit. This funding has allowed our client to increase their fleet of vehicles to over 30, and continue providing their specialised transport and haulage services across the UK and Ireland.

Contact Us

Please provide your contact details and we’ll be in touch to discuss the partnership opportunities.